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Effective as of August 1, 2008


Type of Account
Minimum Investment
Interest Rate
APY
Interest Checking Accounts (NOW)
$100.00 Minimum to Open
Prime Checking
1.00
1.00
Checking Plus
Less than $10,000
1.00
1.00
$10,000 - $49,999.99
1.19
1.20
$50,000 - $99,999.99
1.39
1.40
$100,000.00 and Above
1.59
1.60
Commercial Interest Checking
0.50
0.50
Money Market Accounts
$100.00 Minimum to Open
Personal
Less than $25,000.00
1.24
1.25
$25,000 - $49,999.99
1.49
1.50
$50,000 - $99,999.99
1.73
1.75
$100,000.00 and Above
1.98
2.00
Commercial
Less than $25,000.00
1.24
1.25
$25,000 - $49,999.99
1.49
1.50
$50,000 - $99,999.99
1.74
1.75
$100,000.00 and Above
1.74
1.75
Savings Accounts
Minimum to Open
Personal/Junior
$100.00 Pers/$25.00 Junior
1.98
2.00
Commercial
$100.00
.75
.75
Certificateit/IRA'ss of Depos
7 - 31 Days Certificate
$1,000.00
1.49
1.50
3 Month Certificate
$1,000.00
1.98
2.00
6 Month Certificate
$1,000.00
2.47
2.50
* 9 Month Certificate
$1,000.00
2.47
2.50
*12 Month Certificate
$1,000.00
2.72
2.75
*18 Month Certificate
$1,000.00
2.96
3.00
*24 Month Certificate
$1,000.00
3.20
3.25
*36 Month Certificate
$1,000.00
3.45
3.50
48 Month Certificate
$1,000.00
3.69
3.75
60 Month Certificate
$1,000.00
3.93
4.00
*Flexible Certificates of Deposit offered for these terms.
$2,500.00 Minimum to Open

9 Months 2.23% Rate 2.25% APY
12 Months 2.47% Rate 2.50% APY
18 Months 2.72% Rate 2.75% APY
24 Months 2.96% Rate 3.00% APY
36 Months 3.20% Rate 3.25% APY

Member FDIC
Rates are subject to change on a weekly basis.
Tiered rates may apply. Interest rates and APY (Annual Percentage Yield) as shown.
Applicable fees may reduce earnings. Rates are subject to change. For current rates or additional information, please contact a Customer Service Representative at your nearest office. See Terms and Conditions brochure for details.

FDIC

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