Business Checking

We offer business checking options to serve every size of business – all include free imaged statements, free internet banking and bill pay.

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Small Business Checking

A low priced checking account for small businesses with lower volume of checking transactions each month

  • $100 minimum opening deposit
  • Free Internet Banking
  • Free Bill Pay
  • Free Imaged Statement
  • No monthly service charge if average daily collected balance of $2,500 or more is maintained
  • $15 monthly service charge if minimum balance is not maintained
  • No Interest
  • No fee for the first 100 checks/debits paid, 50 deposits/credits & 100 items deposited each month.
  • $0.30 for each additional item

Commercial Interest Checking

  • $100 minimum opening deposit
  • Free Internet Banking
  • Free Bill Pay
  • Free Imaged Statement
  • Interest compounded and paid monthly on daily collected balances
  • No monthly service charge if an average daily collected balance of $5,000 is maintained
  • $15 monthly service charge if minimum balance is not maintained
  • No fee for the first 100 checks/debits paid, 50 deposits/credits & 100 items deposited each month.
  • $0.30 for each additional item

Analyzed Commercial Checking

A cost-effective account for larger businesses that have high checking balances and use more services

  • $100.00 minimum opening deposit
  • Free Imaged Statement
  • Monthly service charge $15
  • Checks/debits paid $0.15, Deposited items/credits $0.11, Deposits/credits $0.30
    ACH Debits Paid $0.15
    Commercial Coverage Charge = avg. daily collected balance multiplied by 0.00186 divided by days in calendar year.
  • Cash Deposited $1 per $1,000
  • Additional fees apply for Treasury Management services, such as sweep investment, Automated Clearing House (ACH) services, etc.
  • An earnings credit allowance on average collected balance less reserves is applied to reduce or eliminate fees on the account.