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FDIC Notice for Participating Institutions Transaction Account Guarantee Program

Floridian Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

Noninterest-bearing transaction accounts include Interest on Lawyers Trust Accounts (IOTA) for additional coverage. Also included are our NOW account products with interest rates of .25 or below.

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